A2
Listening Exercises A2 – You need a budget
4 bài tập
1. Use Up/Down Arrow keys to increase or decrease volume.
Audio
- 1)Paul Dugan is a financial advisor. He is giving a seminar to students in their last year of university. Listen to the first part of the seminar and tick the thing below that he talks about
- say money ◻
- keep to a budget ◻
- borrow money ◻
- earn a good salary ◻
- plan for retirement ◻
- pay tax on time ◻
- invest money ◻
2. Listen again and complete Sara’s notes.
Audio
- Managing Money
- Important tips:
- 1)Watch how much you a
- – don’t overspend, e.g. if you earn $2000, don’t spend $2500.
- – cut back on b things.
- 2)Check how much you c
- – before you accept a job, compare your d with similar jobs in other companies.
- – make sure you get paid e
- 3)Have a f i.e. a simple financial plan
- – g it. Don’t forget it.
3. Now listen to the second part of Paul’s seminar. Does Paul give the following advice?
Audio
- a)You should never borrow money.
- YES / NO
- b)You should use credit cards carefully.
- YES / NO
- c)As you start to earn more, you can save less.
- YES / NO
4. Listen again and complete Sara’s notes below.
Audio
- 4)Manage your debt
- ● borrow to buy assets e.g. a or education
- ● don’t borrow money for things which aren’t essential e.g. b
- It’s important to know how much you spend on your c :
- ● pay the whole bill every d
- ● if you pay small amounts, you also pay e so you pay more for something.
- 5)Plan your savings
- ● save f per cent of your salary.
- ● try to increase how much you save every g
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