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A2

Listening Exercises A2 – You need a budget

4 alıştırma

1. Use Up/Down Arrow keys to increase or decrease volume.

Audio
  • 1)
    Paul Dugan is a financial advisor. He is giving a seminar to students in their last year of university. Listen to the first part of the seminar and tick the thing below that he talks about
  • say money ◻
  • keep to a budget ◻
  • borrow money ◻
  • earn a good salary ◻
  • plan for retirement ◻
  • pay tax on time ◻
  • invest money ◻

2. Listen again and complete Sara’s notes.

Audio
  • Managing Money
  • Important tips:
  • 1)
    Watch how much you a
  • – don’t overspend, e.g. if you earn $2000, don’t spend $2500.
  • – cut back on b things.
  • 2)
    Check how much you c
  • – before you accept a job, compare your d with similar jobs in other companies.
  • – make sure you get paid e
  • 3)
    Have a f i.e. a simple financial plan
  • g it. Don’t forget it.

3. Now listen to the second part of Paul’s seminar. Does Paul give the following advice?

Audio
  • a)
    You should never borrow money.
  • YES / NO
  • b)
    You should use credit cards carefully.
  • YES / NO
  • c)
    As you start to earn more, you can save less.
  • YES / NO

4. Listen again and complete Sara’s notes below.

Audio
  • 4)
    Manage your debt
  • ● borrow to buy assets e.g. a or education
  • ● don’t borrow money for things which aren’t essential e.g. b
  • It’s important to know how much you spend on your c :
  • ● pay the whole bill every d
  • ● if you pay small amounts, you also pay e so you pay more for something.
  • 5)
    Plan your savings
  • ● save f per cent of your salary.
  • ● try to increase how much you save every g

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